目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 Her study suggests that a divorce among family members that usually are envisioned for being secure—wealthy, very well-educated, effectively-prepared—is a lot more of a disruption for the children than in households wherever poverty and dysfunction... https://matters.town/a/axzl5o9oucd9