According to "Beyond Buzzwords: Agentic AI & Custom Chatbots Powering Fintech Transformation," a blog post by Naskay, AI in fintech transcends buzzwords by having practical applications. This is accomplished through the use of AI agents to provide hyper-personalized consumer experiences, automate compliance, and speed up credit scoring. https://naskay.com/blog/agentic-ai-custom-chatbots-fintech-transformation/