“Strategic Roth conversions—especially in the early retirement many years in advance of RMDs kick in—are very efficient,” reported Petitjean. “These are sometimes clients’ lowest tax decades, so we can easily shift dollars from tax-deferred to tax-free in a reduced Expense.” Start the Process Early: Estate planning will not be only https://rowanwdhjl.laowaiblog.com/37213758/detailed-notes-on-investment-firms-for-retirement